Financial Management

Equity

Mutual Fund

You can begin your wealth planning with mutual fund investments; mutual fund investments help you draw a road map for your financial goals enhance the quality of life and make financial confidence. Mutual funds are managed by professional fund managers who responsibly make wise investment decisions according to market movements and trend analysis. A mutual fund is a financial vehicle that pools assets from shareholders to invest in securities like stocks, bonds, money market instruments, and other assets. For a Investor, Mutual Funds can be great resource in meeting their investing Goal’s. We as Gurukrupa Capital can Recommend you with Right Mutual Fund depending on your wealth goals, Risk Appetite and Time Horizons.


Type Of Equity Fund


Large Cap

Large-cap funds are those funds that mainly invest in the stocks of large-capitalization companies.... The topmost companies as per their capital size are also called blue-chip companies, owing to which large-cap equity funds are also known as blue-chip funds.

Multi cap

A mid-cap fund is a pooled investment, such as a mutual fund, that focuses on companies with a... market capitalization in the middle range of listed stocks.

Mid & Small Cap

Mutual funds which diversify investments in between mid and small cap companies are termed as mid... and small cap funds

Sector Fund

Sector Mutual Funds are equity schemes that invest in a specific sector of the economy. These sectors... can be utilities, energy, infrastructure, etc.

Index Fund

An index fund is a specialized mutual fund that buys the same stocks as in a particular market index....

ELSS Fund

ELSS or Equity Linked Savings Schemes are Mutual fund investment schemes that help you... save income tax. That's why they are also known as tax-saving funds. The Income Tax Act, under section 80c, allows taxpayers to invest up to INR 1.5 lakh in specific securities and claim it as a deduction from their taxable income.





Debt

Fixed Deposits

Investing in a fixed deposit earns customers a higher interest rate than depositing money in a saving account. Fixed Deposits let you make the most of value-added benefits as you create wealth at low risk.... Based on a consumer’s investment portfolio, the FD investment period can either be short-term or long-term. The rate of interests on fixed deposits vary from one company or bank to another.

Bonds

A bond is a fixed-income instrument that represents a loan made by an investor to a borrower (typically corporate or governmental). A bond could be thought of as an I. Bonds have maturity dates... at which point the principal amount must be paid back in full or risk default.




General Insurance

General Insurance protects the policy Holder against financial loss in the event of an incident involving. A vehicle and property they own, such as traffic. The different forms of general insurance are fire, marine, motor, accident and other miscellaneous non-life insurance

Motor Insurance

Motor insurance is a contract between a vehicle owner and the insurance company where the insurance company compensates for the loss arising from accidents, burglary, or third party injuries/death. It can also cover any personal injury, to you or to your passengers due to a mishap.

Why Do You Need Motor Insurance?


Compliance with the law

According to the Motor Vehicles Act, having a third-party car insurance policy is compulsory by law. Therefore, every car plying... on Indian roads must be covered at least by 3rd party insurance. Without a valid policy, you could end up getting into trouble with the lawand would have to pay hefty traffic fines.

Protection from third-party liability

Third-party liability arises when the insured four-wheeler causes accidental damage... to a third-party vehicle or property or injuries to a third-party person. Third-party car insurance or even a comprehensive car insurance policy covers these third-party liabilities and protects the policyholder of the insured car from financial damages. At Tata AIG, we offer four-wheeler insurance policies that come with basic as well as extensive insurance cover to protect you from a host of damages

Cover against theft

If your four-wheeler or the car parts are stolen, then your car insurance policy can cover the financial damages... and compensate you for the loss of the car or the replacement or repair of the car parts. In case of total loss (damage beyond repair) or theft of your car, Tata AIG ensures a quick and convenient settlement process to provide you with the sum insured of your car.

Protection against financial losses

If there is a bump or deep scratch on your car due to an accidental collision or an act of vandalism can lead to financial damages.... Here, an Own Damage cover or comprehensive car insurance is useful as they offer complete protection to the insured vehicle from various kinds of damages, right from theft and accidents to damage due to natural disaster and more.

Cover against natural calamities

In case of floods, cyclones, storms, earthquakes or other natural calamities, your car can face significant damages and the extent of repairs can get costly.... The financial plan provided by your four-wheeler insurance cover helps take care of these damages so that your car is safe and in good condition even in harsh weather.

Personal Accident Cover

With a car insurance policy, you can avail of a personal accident cover of up to ₹15 lakhs, as per guidelines issued by the Insurance Regulatory and Development Authority of India,... in the event of bodily injuries, disability or even death of the policyholder or the owner-driver of the vehicle.

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